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| We hear all the time about the things that affect our credit score like late payments and how much credit we're using. This article flips the coin and appears at all the things which do not get factored into your FICO credit score (remember, FICO is just an abbreviation for Fair Isaac & Company who developed a credit score formula).<br><br>This mortgage is not usually offered by banking institutions and other traditional credit establishments because there are no credit checks or collateral concerned here. Many go for personal lending companies rather of regular banking institutions because the loan companies are easier to deal with. Most private lending companies provide a bit greater curiosity prices because of the risk they take, because they skip credit investigations. On the other hand, there are personal lending companies that provide deceitful phrases and biased conditions to borrowers. Individuals should be careful and ask for full disclosure of the phrases of their mortgage contract.<br><br>
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